:root {
    --primary: #064b96;
    --primary-dark: #07366a;
    --primary-soft: #eaf3ff;
    --accent: #d71920;
    --yellow: #ffd21f;
    --dark: #0d1b2a;
    --text: #334155;
    --muted: #64748b;
    --white: #ffffff;
    --soft: #f7fbff;
    --border: rgba(6, 75, 150, .13);
    --shadow: 0 18px 45px rgba(2, 28, 65, .12);
    --radius: 22px;
}


:root {
    --primary: #064b96;
    --primary-dark: #07366a;
    --primary-soft: #eaf3ff;
    --accent: #d71920;
    --yellow: #ffd21f;
    --dark: #0d1b2a;
    --text: #334155;
    --muted: #64748b;
    --white: #ffffff;
    --soft: #f7fbff;
    --border: rgba(6, 75, 150, .13);
    --shadow: 0 18px 45px rgba(2, 28, 65, .12);
    --radius: 22px;
}

* {
    box-sizing: border-box;
}

html,
body {
    margin: 0;
    padding: 0;
    max-width: 100%;
    font-family: "Inter", sans-serif;
}

body.ftcu-menu-open {
    overflow-x: hidden;
    overflow: hidden;
}

.container {
    width: min(1240px, calc(100% - 36px));
    margin: 0 auto;
}


.topbar {
    background: var(--primary-dark);
    color: #fff;
    font-size: 14px;
}

.topbar-inner {
    display: flex;
    justify-content: space-between;
    gap: 15px;
    padding: 9px 0;
}

.topbar a {
    font-weight: 800;
}

.site-header {
    position: sticky;
    top: 0;
    z-index: 50;
    background: rgba(255, 255, 255, .96);
    backdrop-filter: blur(14px);
    border-bottom: 1px solid var(--border);
}

.nav-wrap {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 20px;
    padding: 12px 0;
}

.brand {
    display: flex;
    align-items: center;
    gap: 12px;
    color: var(--primary-dark);
}

.brand img {
    width: 62px;
    height: 62px;
    object-fit: cover;
    border-radius: 50%;
    border: 2px solid var(--primary-soft);
}

.brand strong {
    display: block;
    font-size: 18px;
    line-height: 1.1;
}

.brand small {
    display: block;
    color: var(--accent);
    font-weight: 800;
    font-size: 12px;
    text-transform: uppercase;
}

.main-nav {
    display: flex;
    align-items: center;
    gap: 4px;
}

.main-nav a {
    padding: 11px 12px;
    border-radius: 12px;
    font-weight: 800;
    font-size: 14px;
    color: var(--dark);
}

.main-nav a:hover,
.main-nav a.active {
    background: var(--primary-soft);
    color: var(--primary);
}

.main-nav .nav-btn {
    background: var(--accent);
    color: #fff;
    padding: 12px 18px;
    margin-left: 6px;
}

.main-nav .nav-btn:hover,
.main-nav .nav-btn.active {
    background: var(--primary);
    color: #fff;
}

.menu-toggle {
    display: none;
    border: 0;
    background: var(--primary);
    border-radius: 10px;
    width: 43px;
    height: 40px;
    align-items: center;
    justify-content: center;
    flex-direction: column;
    gap: 5px;
}

.menu-toggle span {
    width: 21px;
    height: 2px;
    background: #fff;
    border-radius: 20px;
}

/* HERO */
.hero {
    position: relative;
    overflow: hidden;
    background-image: url('../images/hero-bg.jpg');
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
    padding: 82px 0 90px;
}

.hero:before {
    content: "";
    position: absolute;
    inset: 0;
    background: rgba(255, 255, 255, .90);
    z-index: 1;
}

.hero-grid {
    position: relative;
    z-index: 2;
    display: grid;
    grid-template-columns: 1.05fr .95fr;
    gap: 55px;
    align-items: center;
}

.badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: #fff;
    border: 1px solid var(--border);
    padding: 8px 15px;
    border-radius: 999px;
    color: var(--primary);
    font-weight: 900;
    box-shadow: 0 10px 30px rgba(6, 75, 150, .08);
}

.badge:before {
    content: "";
    font-family: "Material Icons Round";
    font-size: 19px;
    color: var(--accent);
}

.hero h1 {
    font-size: clamp(36px, 5vw, 66px);
    line-height: 1.02;
    margin: 18px 0;
    color: var(--dark);
    letter-spacing: -2px;
}

.hero h1 span {
    color: var(--primary);
}

.hero p {
    font-size: 18px;
    color: var(--muted);
    max-width: 650px;
}

.hero-actions {
    display: flex;
    gap: 14px;
    flex-wrap: wrap;
    margin-top: 28px;
}

.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    padding: 14px 22px;
    border-radius: 14px;
    font-weight: 900;
    border: 2px solid transparent;
    transition: .2s ease;
}

.btn-primary {
    background: var(--primary);
    color: #fff;
}

.btn-primary:before {
    content: "";
    font-family: "Material Icons Round";
    font-size: 21px;
}

.btn-primary:hover {
    background: var(--primary-dark);
    transform: translateY(-2px);
}

.btn-outline {
    border-color: var(--primary);
    color: var(--primary);
    background: #fff;
}

.btn-outline:before {
    content: "";
    font-family: "Material Icons Round";
    font-size: 21px;
}

.btn-outline:hover {
    background: var(--primary);
    color: #fff;
}

.btn-light {
    background: #fff;
    color: var(--primary);
    box-shadow: 0 14px 35px rgba(0, 0, 0, .12);
}

.btn-light:before {
    content: "";
    font-family: "Material Icons Round";
    font-size: 20px;
}

.hero-card {
    position: relative;
}

.hero-image {
    border-radius: 35px;
    box-shadow: var(--shadow);
    border: 10px solid #fff;
    width: 100%;
    aspect-ratio: 4/4.5;
    object-fit: cover;
}

.floating-card {
    position: absolute;
    left: -28px;
    bottom: 35px;
    background: #fff;
    border-radius: 18px;
    box-shadow: var(--shadow);
    padding: 18px;
    max-width: 270px;
    border-left: 6px solid var(--accent);
}

.floating-card strong {
    display: flex;
    align-items: center;
    gap: 8px;
    color: var(--dark);
    font-size: 20px;
}

.floating-card strong:before {
    content: "";
    font-family: "Material Icons Round";
    color: var(--primary);
    font-size: 24px;
}

.floating-card p {
    margin: 6px 0 0;
    color: var(--muted);
    font-size: 14px;
}

/* SECTIONS */
.section {
    padding: 80px 0;
}

.section-soft {
    background: var(--soft);
}

.section-head {
    max-width: 730px;
    margin: 0 auto 40px;
    text-align: center;
}

.section-kicker {
    display: inline-flex;
    align-items: center;
    gap: 7px;
    color: var(--accent);
    font-weight: 900;
    text-transform: uppercase;
    letter-spacing: .08em;
    font-size: 13px;
}



.section-head h2,
.page-hero h1,
.cta-card h2 {
    font-size: clamp(28px, 4vw, 44px);
    line-height: 1.1;
    color: var(--dark);
    margin: 10px 0;
}

.section-head p {
    color: var(--muted);
    font-size: 17px;
}

.grid-3 {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.grid-2 {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 28px;
}

.card {
    background: #fff;
    border: 1px solid var(--border);
    border-radius: var(--radius);
    padding: 28px;
    box-shadow: 0 10px 30px rgba(6, 75, 150, .06);
    transition: .2s ease;
}

.card:hover {
    box-shadow: var(--shadow);
    transform: translateY(-3px);
}

.icon {
    width: 54px;
    height: 54px;
    border-radius: 16px;
    background: var(--primary-soft);
    display: flex;
    align-items: center;
    justify-content: center;
    font-family: "Material Icons Round";
    font-size: 27px;
    color: var(--primary);
    margin-bottom: 18px;
}

.card h3 {
    margin: 0 0 10px;
    color: var(--dark);
    font-size: 22px;
}

.card p {
    margin: 0;
    color: var(--muted);
}

.rate {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    margin-top: 15px;
    background: rgba(215, 25, 32, .09);
    color: var(--accent);
    font-weight: 900;
    padding: 7px 12px;
    border-radius: 999px;
}

.rate:before {
    content: "";
    font-family: "Material Icons Round";
    font-size: 17px;
}

/* ABOUT BAND - NO GRADIENT */
.about-band {
    background: var(--primary);
    color: #fff;
    border-radius: 34px;
    padding: 46px;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 36px;
    align-items: center;
    box-shadow: var(--shadow);
}

.about-band h2 {
    font-size: 38px;
    line-height: 1.12;
    margin: 0 0 16px;
}

.about-band p {
    color: rgba(255, 255, 255, .86);
}

.check-list {
    list-style: none;
    margin: 0;
    padding: 0;
    display: grid;
    gap: 12px;
}

.check-list li {
    background: rgba(255, 255, 255, .11);
    padding: 14px 16px;
    border-radius: 14px;
    font-weight: 700;
}

.check-list li:before {
    content: "";
    font-family: "Material Icons Round";
    font-weight: 400;
    color: var(--yellow);
    margin-right: 10px;
    vertical-align: middle;
}

/* PAGE HERO - NO GRADIENT */
.page-hero {
    background: var(--primary);
    color: #fff;
    padding: 70px 0;
    text-align: center;
}

.page-hero h1 {
    color: #fff;
}

.page-hero p {
    max-width: 760px;
    margin: 0 auto;
    color: rgba(255, 255, 255, .85);
    font-size: 18px;
}

.content-block {
    max-width: 900px;
    margin: 0 auto;
}

.content-block h2 {
    color: var(--dark);
    font-size: 34px;
}

.content-block p {
    font-size: 17px;
}

.table-wrap {
    overflow: auto;
    border-radius: 18px;
    border: 1px solid var(--border);
    background: #fff;
    box-shadow: 0 10px 30px rgba(6, 75, 150, .06);
}

table {
    width: 100%;
    border-collapse: collapse;
    min-width: 700px;
}

th,
td {
    text-align: left;
    padding: 17px;
    border-bottom: 1px solid var(--border);
}

th {
    background: var(--primary);
    color: #fff;
}

tr:last-child td {
    border-bottom: 0;
}

.contact-grid {
    display: grid;
    grid-template-columns: .85fr 1.15fr;
    gap: 30px;
}

.contact-box {
    background: var(--primary);
    color: #fff;
    border-radius: var(--radius);
    padding: 30px;
}

.contact-box a {
    display: block;
    font-weight: 900;
    font-size: 20px;
    margin: 8px 0;
}

.form {
    background: #fff;
    border: 1px solid var(--border);
    border-radius: var(--radius);
    padding: 30px;
    box-shadow: var(--shadow);
}

.form label {
    display: block;
    margin-bottom: 6px;
    font-weight: 800;
    color: var(--dark);
}

.form input,
.form select,
.form textarea {
    width: 100%;
    padding: 14px 15px;
    border: 1px solid #d7e3f2;
    border-radius: 12px;
    margin-bottom: 15px;
    font: inherit;
}

.form textarea {
    min-height: 140px;
    resize: vertical;
}

.faq-item {
    background: #fff;
    border: 1px solid var(--border);
    border-radius: 18px;
    margin-bottom: 15px;
    padding: 22px;
}

.faq-item h3 {
    margin: 0 0 8px;
    color: var(--dark);
}

.money-logos {
    display: flex;
    gap: 15px;
    flex-wrap: wrap;
}

.money-logo {
    background: #fff;
    border: 1px solid var(--border);
    border-radius: 18px;
    padding: 18px 24px;
    font-weight: 900;
    color: var(--primary);
    box-shadow: 0 10px 30px rgba(6, 75, 150, .06);
}

.cta-section {
    padding: 70px 0;
    background: #fff;
}

/* CTA - NO GRADIENT */
/* .cta-card{
    background:var(--accent);
    border-radius:30px;
    padding:42px;
    display:flex;
    justify-content:space-between;
    align-items:center;
    gap:20px;
    color:#fff;
    box-shadow:var(--shadow);
}

.cta-card h2{
    color:#fff;
    margin:8px 0;
}

.cta-card p{
    margin:0;
    color:rgba(255,255,255,.88);
} */

.site-footer {
    background: #07192f;
    color: #dbeafe;
    padding: 60px 0 20px;
}

.footer-grid {
    display: grid;
    grid-template-columns: 1.4fr 1fr 1fr 1.1fr;
    gap: 35px;
}

.footer-logo {
    width: 80px;
    height: 80px;
    
    border-radius: 50%;
    margin-bottom: 15px;
}

.site-footer h3,
.site-footer h4 {
    color: #fff;
    margin-top: 0;
}

.site-footer a {
    display: block;
    color: #bfdbfe;
    margin: 8px 0;
}

.footer-bottom {
    border-top: 1px solid rgba(255, 255, 255, .12);
    margin-top: 35px;
    padding-top: 18px;
    text-align: center;
    color: #94a3b8;
}

.not-found {
    text-align: center;
    padding: 100px 0;
}

.not-found h1 {
    font-size: 90px;
    color: var(--primary);
    margin: 0;
}

.mini-stats {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 15px;
    margin-top: 32px;
}

.mini-stat {
    background: #fff;
    border: 1px solid var(--border);
    padding: 18px;
    border-radius: 18px;
    text-align: center;
}

.mini-stat strong {
    display: block;
    color: var(--primary);
    font-size: 24px;
}

.mini-stat span {
    font-size: 13px;
    color: var(--muted);
    font-weight: 800;
}

.full-image {
    border-radius: 30px;
    box-shadow: var(--shadow);
    border: 8px solid #fff;
}

@media(max-width:980px) {

    html,
    body {
        margin: 0;
        padding: 0;
        max-width: 100%;
        overflow-x: hidden;
        font-family: "Inter", sans-serif;
    }

    .topbar-inner {
        flex-direction: column;
        text-align: center;
    }

    .menu-toggle {
        display: flex;
    }

    .main-nav {
        position: absolute;
        left: 4%;
        right: 4%;
        top: 88px;
        background: #fff;
        border: 1px solid var(--border);
        border-radius: 18px;
        padding: 14px;
        display: none;
        flex-direction: column;
        align-items: stretch;
        box-shadow: var(--shadow);
    }

    .main-nav.show {
        display: flex;
    }

    .main-nav a {
        width: 100%;
    }

    .main-nav .nav-btn {
        margin-left: 0;
        text-align: center;
    }

    .hero-grid,
    .about-band,
    .grid-2,
    .contact-grid {
        grid-template-columns: 1fr;
    }

    .hero {
        padding: 55px 0;
    }

    .floating-card {
        position: static;
        margin-top: 15px;
        max-width: none;
    }

    .grid-3 {
        grid-template-columns: repeat(2, 1fr);
    }

    .footer-grid {
        grid-template-columns: 1fr 1fr;
    }

    .mini-stats {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media(max-width:640px) {

    html,
    body {
        margin: 0;
        padding: 0;
        max-width: 100%;
        overflow-x: hidden;
        font-family: "Inter", sans-serif;
    }

    .brand img {
        width: 52px;
        height: 52px;
    }

    .brand strong {
        font-size: 15px;
    }

    .brand small {
        font-size: 10px;
    }

    .grid-3,
    .footer-grid {
        grid-template-columns: 1fr;
    }

    .hero-actions {
        flex-direction: column;
    }

    .btn {
        width: 100%;
    }

    .about-band,
    .cta-card {
        padding: 28px;
        border-radius: 22px;
    }

    .cta-card {
        flex-direction: column;
        align-items: flex-start;
    }

    .section {
        padding: 55px 0;
    }

    .contact-box a {
        font-size: 18px;
    }

    .mini-stats {
        grid-template-columns: 1fr;
    }

    .hero h1 {
        letter-spacing: -1px;
    }
}

a {
    text-decoration: none;
}

a:hover,
a:focus,
a:active {
    text-decoration: none;
}